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An editorial illustration of Mountlake Terrace, Washington
Snohomish County · Washington

Mountlake Terrace, WA

Mountlake Terrace grew 13% while its workplace count fell 2%.

Population
24,750
13% more from 2021 to 2026
Family households
57.4%
±4 points at 90% confidence
Local jobs
6,675
2% fewer from 2018 to 2023
Median income
$107,687
±$5,732 at 90% confidence
City overview

The forces shaping Mountlake Terrace now.

01
The trajectory

Mountlake Terrace grew 13% while its workplace count fell 2%.

Mountlake Terrace’s population rose 13% from 2021–2026; its workplace job count fell 2% from 2018–2023. The source periods differ because the two series are released on different schedules.

Seattle already receives 42% of observed resident job destinations. If the split continues, that outside connection—and the trip it requires—will carry more of the household economy.

Population: 2021–2026 · jobs: 2018–2023
02
The commute that shapes the city

Seattle matters more to Mountlake Terrace’s workday than its own city line does.

42% of observed resident job destinations are in Seattle, followed by Everett at 8%.

Current GTFS schedules 4,494 weekday stop departures at 101 stops inside Mountlake Terrace; that supply still needs to be tested against the route to Seattle, the largest outside job destination. Schedule supply is not ridership.

Workplace flows: 2023 · commute modes: ACS 2024
03
The local economic engine

Finance is Mountlake Terrace’s largest industry, at 33% of local jobs.

Mountlake Terrace contains 6,675 workplace jobs. Finance accounts for 33% of them. Healthcare is next at 15%.

Mountlake Terrace needs a defensible named-employer source before this sector lead can be interpreted as either a broad cluster or dependence on one anchor. The sector total alone cannot make that distinction.

Workplace jobs: 2023
04
The commercial pulse

Mountlake Terrace’s taxable sales fell 8% to $396.1M.

Taxable sales totaled $396.1M, 8% lower than the previous year. Retail trade produced 31% of that total.

One down year may be noise, but continued weakness would pressure storefronts and sales-tax-funded services. Openings and closures will help distinguish the two.

Washington taxable sales, 2024
People

Who lives here—and which households shape demand?

The typical household estimate is 2.3 people. 57% are estimated to be family households, while 30% are estimated to be people living alone.

Average household size
2.3

±0.1 people at 90% confidence

Median age
38.3

±1.3 years at 90% confidence

Living alone
30%

±4 points at 90% confidence

Bachelor’s degree+
43%

Among residents age 25 and older. ±4 points at 90% confidence

Population composition

Who lives here

Estimated share of all Mountlake Terrace residents. Each percentage uses the city’s total population as its denominator.

White, non-Hispanic60% ±4 pts
Hispanic / Latino, any race15% ±3 pts
Two or more races, non-Hispanic8.1% ±2 pts
Black, non-Hispanic4.2% ±1 pts
Filipino3.2% ±1 pts
Chinese, except Taiwanese1.7% ±0.8 pts
Korean1.6% ±0.8 pts
Vietnamese1.4% ±1 pts
Asian Indian1.0% ±0.6 pts
Japanese0.5% ±0.3 pts
Nepalese0.5% ±0.7 pts
Sri Lankan0.4% ±0.6 pts
Another race, non-Hispanic0.4% ±0.5 pts
American Indian / Alaska Native, non-Hispanic0.4% ±0.3 pts
Thai0.3% ±0.4 pts
Cambodian0.3% ±0.3 pts
Two or more Asian groups0.3% ±0.3 pts
Native Hawaiian / Pacific Islander, non-Hispanic0.3% ±0.3 pts
Taiwanese0.1% ±0.1 pts
Mien<0.1% ±0.1 pts
Indonesian<0.1% ±0.1 pts

0% published estimate: Hmong, Mongolian, Okinawan, Other East Asian, Burmese, Laotian, Malaysian, Singaporean, Other Southeast Asian, Bangladeshi, Bhutanese, Pakistani, Sikh, Other South Asian, Afghan, Kazakh, Uzbek, Other Central Asian, Other Asian, specified, Other Asian, not specified. Zero is not proof that no residents identify with that group.

ACS 2020–2024 · 5-year estimates
Dataset
U.S. Census Bureau American Community Survey 5-year estimates · tables B03002 and B02015
Period
2020–2024
Geography
Mountlake Terrace Census place
Definition
Race and Hispanic/Latino origin are self-reported Census concepts. Hispanic/Latino may be of any race; the broad display uses non-Hispanic race categories plus Hispanic/Latino of any race.
Method
Every percentage is shown with its 90% margin of error. Detailed Asian estimates use the Asian-alone universe and are divided by the city population for display.
Open the official source ↗
Work

What powers the local economy—and how dependent is it?

Finance accounts for 33% of jobs located in Mountlake Terrace. The city’s job base changed +9% between 2010 and 2023.

Jobs by sector

Workplace jobs inside the city—not the industries of residents who commute elsewhere.

Finance33%
Healthcare & Social Assistance15%
Construction / Real Estate11%
Retail9%
Professional Services (partial technology proxy)7%

Historical employer snapshot

Jobs located in Mountlake Terrace · Historical employer snapshot · 2024 strategy; smaller-employer figures from 2019. The source is older than the current employer publication window; headcounts are historical, not current.

Premera Blue Crossabout 2,600 (2024 strategy) · 2024 strategy; smaller-employer figures from 2019
Umpqua Bank124 (2019 table) · 2024 strategy; smaller-employer figures from 2019
City of Mountlake Terrace111 (2019 table) · 2024 strategy; smaller-employer figures from 2019
Crazy Moose Casino99 (2019 table) · 2024 strategy; smaller-employer figures from 2019
Camelot Society75 (2019 table) · 2024 strategy; smaller-employer figures from 2019
Albertsons70 (2019 table) · 2024 strategy; smaller-employer figures from 2019

City of Mountlake Terrace Economic Development Strategic Plan and adopted budget ↗. Headcounts change faster than Census employment totals.

Housing

What kinds of homes exist—and where is pressure showing?

57% of occupied homes are estimated to be owner-occupied and 43% rented. The firmer current signal is construction intent: 15 homes were authorized in 2025, versus a recent pace of about 29 per year.

Home value profile

What owner-occupied homes are worth

Owner estimates from the 2020–2024 American Community Survey—not listings, recorded sales, or appraisals. The final Census band is open-ended: $2 million and above.

Median estimate$667k±23603.0 at 90% confidence
Middle half of homes$499k–$853kLower to upper quartile of owner estimates
Luxury-home concentration0%≈0 homes · estimated at $2M+
Under $500k25%
$500–749k37%
$750–999k31%
$1–1.49M7%
$1.5–1.99M0%
$2M+0%

Source: U.S. Census Bureau ACS 5-year tables B25075–B25078. Values cover owner-occupied homes only and do not measure current asking prices or recent purchase prices.

The housing mix we can estimate confidently

This describes the existing stock. It does not imply that one building type is preferable.

Detached houses51%
Attached houses5%
2–4 unit buildings6%
5+ unit buildings37%
Other2%
Owner-occupied
57%

±5 points at 90% confidence

Owner cost-burdened
20%

Spending 30% or more on selected owner costs. ±4 points at 90% confidence

Homes authorized, 2025
15

Permit authorizations—not construction starts or completed homes.

Residential buildings, 2025
15

One building can contain one home or many housing units.

Permit activity: U.S. Census Bureau Building Permits Survey, final annual estimate for 2025. Housing units authorized are not starts or completions.

Mobility

Where do residents need to go—and who has a real alternative to driving?

Current transit schedules include 101 stops and 4,494 weekday stop departures inside Mountlake Terrace. The 2020–2024 ACS separately estimates how workers usually commuted; it does not count every transit trip or describe today's schedule.

Weekday departures
4,494

Scheduled stop departures in the current covered-feed snapshot—not riders.

Transit stops
101

Matched inside city limits; nearby cross-border stops are separate.

Top outside workplace
Seattle

42% of observed resident job destinations in 2023 LODES.

Usually drive alone
63%

Workers age 16+; ACS 2020–2024 estimate. ±5 points at 90% confidence

Where resident workers go

Top observed workplace destinations.

Seattle42%
Peak drive: 25–50 min
Everett8%
Peak drive: 30–60 min
Lynnwood7%
Peak drive: 5–20 min
Bellevue7%
Peak drive: 25–50 min
Edmonds4%

The strongest outside connection is Seattle. Employer or corridor changes there can alter everyday life in Mountlake Terrace, even when nothing changes inside the city boundary.

How residents usually get to work

Citywide ACS 2020–2024 estimates describe workers’ usual commute—not every trip made today.

Drive alone
63%

Share of workers usually driving alone. ±5 points at 90% confidence

Work from home
22%

Share of workers usually working from home. ±3 points at 90% confidence

Use public transit
3.3%

Usual commute mode—not all transit trips. ±1 points at 90% confidence

Commute 45+ minutes
18%

Share of workers with a one-way commute of at least 45 minutes. ±4 points at 90% confidence

For someone choosing a home in Mountlake Terrace, the practical test is the trip to Seattle, the leading outside workplace destination in the published flows. These citywide shares cannot show whether that trip works from a particular address.

Typical drive times

About how long does it take to get where people go?

Work destinations are selected from observed resident job flows. These are broad, reviewed planning ranges from representative parts of Mountlake Terrace—not live-traffic or door-to-door predictions.

Starting area
Downtown Seattle employment core

Seattle is a LODES-selected resident workplace destination for Mountlake Terrace, representing 37% of matched resident jobs from this city.

25–50 minWeekday morning peak
Details

Highway-dominant corridor: distance converted with a reviewed 1.25x circuity factor and an assumed 45 km/h peak-effective / 70 km/h off-peak effective speed, then widened and rounded to a broad band. The morning inbound peak is shown; the evening outbound return is assumed to fall within the same broad band.

Everett employment area

Everett is a LODES-selected resident workplace destination for Mountlake Terrace, representing 7% of matched resident jobs from this city.

20–40 minWeekday morning peak
Details

Highway-dominant corridor: distance converted with a reviewed 1.25x circuity factor and an assumed 45 km/h peak-effective / 70 km/h off-peak effective speed, then widened and rounded to a broad band. The morning inbound peak is shown; the evening outbound return is assumed to fall within the same broad band.

Lynnwood employment area

Lynnwood is a LODES-selected resident workplace destination for Mountlake Terrace, representing 6% of matched resident jobs from this city.

5–20 minWeekday morning peak
Details

Local arterial-dominant corridor: distance converted with a reviewed 1.40x circuity factor and an assumed 28 km/h peak-effective / 42 km/h off-peak effective speed, then widened and rounded to a broad band. The morning inbound peak is shown; the evening outbound return is assumed to fall within the same broad band.

Downtown Bellevue employment core

Bellevue is a LODES-selected resident workplace destination for Mountlake Terrace, representing 6% of matched resident jobs from this city.

25–50 minWeekday morning peak
Details

Highway-dominant corridor: distance converted with a reviewed 1.25x circuity factor and an assumed 45 km/h peak-effective / 70 km/h off-peak effective speed, then widened and rounded to a broad band. The morning inbound peak is shown; the evening outbound return is assumed to fall within the same broad band.

Method, review date, and sources

Planning estimate; actual time varies by departure time, route, traffic, weather, incidents, and closures.

Estimates are derived from reviewed origin/destination coordinates using a documented distance-to-time heuristic (circuity factor and assumed effective speed by corridor type and period), then deliberately widened and rounded to a broad band. No live routing or traffic API was called.

Estimates reviewed 2026-09-10. Starting point: selected representative area.

City boundary and regional context● nearby   ● work destinations
Daily life

Community institutions and local activity

Public schools, libraries, pharmacies, and listed everyday places show part of the local inventory inside Mountlake Terrace; taxable sales show the scale and direction of local commercial activity. Residents also use places across city lines, so a boundary count is not the same as access.

Local field guide

Places for everyday needs in Mountlake Terrace

Care, errands, food, fitness, and personal services gathered into one browsable directory.

Hospitals0 in cityFind nearby
Clinics and urgent care3 listedView all
Pharmacies4 listedView all
Coffee8 listedView all
Fitness8 listedView all
Groceries4 listedView all
Convenience10 listedView 8 places
Restaurants43 listedView 8 places
Salons and barbers22 listedView 8 places

Counts reflect current directory records associated with the city, not a complete business census or a measure of access. Large categories show a sample.

Sources: U.S. Centers for Medicare & Medicaid Services (CMS), snapshot 2026-08-13; Overture Maps Foundation, release 2026-08-19.0; U.S. Centers for Medicare & Medicaid Services (NPPES NPI Registry), snapshot 2026-09-09.

Public library footprint

Mountlake Terrace Library

Floor area shows the scale of the physical branches. Physical circulation is 2024 checkouts—not visits, unique users, or digital borrowing—and people routinely use libraries across city lines.

Branch floor area
12,842 sq ft

All matched branches must report floor area before a city total is shown.

Physical checkouts
238,761

Annual branch activity; not limited to city residents. All matched branches must report before a city total is shown.

Mountlake Terrace LibrarySno-Isle Libraries
12,842 sq ft238,761 physical checkouts64 scheduled hours/week

Source: Washington State Library public-library statistics, 2024. System-wide visits, digital circulation, and program attendance cannot be assigned honestly to one branch, so they are not folded into these city totals.

Education footprint

The schools inside Mountlake Terrace.

Institution counts and enrollment will remain separate. A school can serve students from outside the city, and residents may attend a school across the boundary or elsewhere in their district.

Public elementary4
  • Cedar Way Elementary SchoolEdmonds School District
  • Challenge Elementary School (Mountlake Terrace)Edmonds School District
  • Mountlake Terrace Elementary SchoolEdmonds School District
  • Terrace Park Elementary SchoolEdmonds School District
Public middle0

None in the current OSPI city-boundary match.

Public high1
  • Mountlake Terrace High SchoolEdmonds School District
Other public programs0

None in the current OSPI city-boundary match.

Public-school names and levels come from OSPI. Private schools, complete IPEDS college coverage, enrollment by level, and graduate destinations are active additions; absence here should not yet be read as “none.”

Retail role

Mountlake Terrace records relatively little retail activity for its population.

Retail sales per resident fall below 91% of the cities tracked by Metroscope. That may mean residents rely more on nearby cities for shopping, but sales records alone cannot prove where they shop.

Retail sales per resident, 2024
$4,901

Higher than 9% of 82 tracked cities.

Change from 2023
−7%

Nominal retail-sales change; inflation can account for some or all of an increase.

See the underlying sales totals
Retail trade, 2024
$121.3M

Sales reported by businesses classified in retail trade.

All taxable sales
$396.1M

Includes taxable activity outside retail trade.

Retail share
31%

Retailing industries’ share of all taxable sales.

Tracked-city median
$10,670

Median retail sales per resident across cities with comparable data.

Civic life

In Mountlake Terrace, the council—not the mayor—hires the person who runs City Hall.

Mountlake Terrace voters elect the council, which hires a professional city manager to run administration. The mayor is selected from the council, so executive oversight works through the council rather than a separately elected chief executive.

Government form
Council–Manager

The elected council hires and oversees the city manager.

Mayor listed
Steve Woodard

Generally selected from the council—not a separately elected executive.

Council representatives listed
7

Current directory entries; vacancies or updates can make this differ from authorized seats.

Incorporated
1954

Code city under Washington law.

Where decisions happen

When does the Mountlake Terrace council meet?

Regular meeting schedule listed in the current municipal directory:

1st four Thursdays of each month - 7:00pmWork Sessions 2nd & 4th Thu - 7:00pm

Schedules change and special meetings are separate. Check the city site for the live agenda, staff reports, public-comment rules, and video.

Election record

Where to check Mountlake Terrace election results.

Regular municipal offices generally return in 2027. Special measures can appear earlier, and charter provisions can differ.

The next data step is city-specific turnout, contested-seat share, ballot measures, and campaign money. Until those are normalized, Metroscope links the official record instead of guessing from partisan elections.

Structure, meetings, and current officials: Municipal Research and Services Center of Washington (MRSC), checked 2026-09-08. Election administration and certified results: the county election offices listed above. Confirm live agendas and officeholders at the source.

Change

What is changing the city’s trajectory?

Population and jobs do not always move together. Reading both helps distinguish a growing employment center from a city whose households are increasingly tied to opportunities elsewhere.

Residents
24,750

13% more from 2021 to 2026

Local jobs
6,675

2% fewer from 2018 to 2023

Retail trade, 2023–2024
−7%

Nominal taxable-sales change; not adjusted for inflation.

Data & details — selected comparable metrics across 82 places
Local jobs
LODES
6,675
1,506656,821
Higher than only 27% of places
Long-run job change
LODES
+9%
−3%+166%
Higher than only 9% of places
Weekday transit departures
GTFS snapshot
4,494
19256,385
Higher than 57% of places
Multifamily permitting
Census BPS
Near a 15-year low
Recent annual pace compared with this city's own 2010–2025 record
2BR Fair Market Rent
HUD, county-level
$2,549
FY2027 HUD program benchmark; chart shows FY2020–FY2027 history. Shared across this HUD metro area—not a place-specific market rent.
Work — sector breakdown
Share of local jobs by sector · LODES · workplace location, not resident industry
Finance33% (2,217)
Healthcare & Social Assistance15% (1,004)
Construction / Real Estate11% (727)
Retail9% (607)
Professional Services (partial technology proxy)7% (447)
Hospitality6% (372)
Administrative & Support Services4% (291)
Logistics / Industrial4% (252)
Education (includes academia/research)3% (211)
Government (Public Administration)3% (208)
Other2% (133)
Manufacturing (includes, but is not limited to, aerospace)2% (111)
Information (partial technology proxy)1% (95)
Where Mountlake Terrace's workforce lives (inbound)
LODES OD — commuting flows into local jobs
Seattle
16.4%
Everett
10.4%
Mountlake Terrace
9.0%
Lynnwood
6.8%
Edmonds
6.3%